Montana financing resources for working land.

Montana Department of Agriculture · State program

Beginning Farm/Ranch Loan Program

Montana describes a tax-exempt bond program intended to help beginning farmers and ranchers acquire agricultural property. A participating financial institution evaluates credit, establishes collateral, and arranges the loan or contract terms; the department serves as the Montana Agriculture Loan Authority for the bond.

• No minimum loan amount is listed; applications may be submitted at any time.
• Listed uses include agricultural land, improvements, and depreciable agricultural property. The state page lists a $558,000 maximum for agricultural land and improvements, including no more than $125,000 for depreciable property and $62,500 for used property.
• Criteria listed by the state include age 18 or older, first-time producer status (defined on the state page), net worth no greater than $450,000, Montana residency when the bond is issued, and documented relevant training and experience. Other rules and documents apply.

This is a Montana program for qualifying beginning farmers and ranchers. It does not establish that a vineyard, rural property, or C 45 Group scenario qualifies.

USDA Farm Service Agency · Federal programs

Farm ownership and operating loans

USDA’s published overview lists Farm Ownership Loans up to $600,000 and Farm Operating Loans up to $400,000 for eligible borrowers. It describes ownership loans for purchasing or expanding a farm or ranch, and operating loans for livestock, seed, equipment, and farm operating costs. The USDA page says its content is under review and may change, so check the current details directly.

USDA’s Loan Assistance Tool helps visitors explore FSA loan programs, check eligibility, review documentation, and find application instructions. Local USDA Service Centers connect visitors with FSA offices.

These are USDA program amounts and processes. FSA determines program eligibility and decisions; they are separate from C 45 Group’s scenario parameters.

Farm Credit Administration · Federal resource

Farm Credit System and lender locator

The Farm Credit Administration says the Farm Credit System serves all 50 states and lists agricultural real estate and production loans among its authorities, subject to conditions. Each lending association serves a defined territory.

Use the official locator with a property address or ZIP code to find associations serving that location, then confirm products and eligibility directly with the institution.

Farm Credit institutions are independent third parties. Their products and decisions are not C 45 Group offerings or commitments.